<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" media="screen" href="/~d/styles/rss2enclosuresfull.xsl"?><?xml-stylesheet type="text/css" media="screen" href="http://feeds.clarkhoward.com/~d/styles/itemcontent.css"?><rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:media="http://search.yahoo.com/mrss/" xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0" version="2.0"><channel><title>Clark Howard's Rip-Off Alerts</title><link>http://www.streamtheworld.com</link><description>Podcast for the channel Clark Howard's Rip-Off Alerts</description><language>en-ca</language><lastBuildDate>Sun, 22 Nov 2009 05:10:20 -0500</lastBuildDate><itunes:author /><itunes:explicit>no</itunes:explicit><docs>http://www.streamtheworld.com</docs><itunes:subtitle>Podcast for the channel Clark Howard's Rip-Off Alerts</itunes:subtitle><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" href="http://feeds.clarkhoward.com/ClarkHowardsRipOffAlerts" type="application/rss+xml" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com" /><item><title>Clark Howard: Rip-Off Alert - 10.27.09</title><description>The FBI issues a warning after seeing scam e-mails about terrorist activity.</description><itunes:author /><guid isPermaLink="false">100459621</guid><pubDate>Thu, 29 Oct 2009 11:03:31 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100507331.mp3" length="3176458" /><itunes:duration>00:07:34</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100507331.mp3" fileSize="3176458" type="audio/mpeg" /><itunes:subtitle>The FBI issues a warning after seeing scam e-mails about terrorist activity.</itunes:subtitle><itunes:summary>The FBI issues a warning after seeing scam e-mails about terrorist activity.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 10.26.09</title><description>Pre-paid stored value cards that have historically been a rip are beginning to clean up their act. </description><itunes:author /><guid isPermaLink="false">100459611</guid><pubDate>Thu, 29 Oct 2009 11:00:06 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_clark_100507321.mp3" length="1630218" /><itunes:duration>00:03:53</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_clark_100507321.mp3" fileSize="1630218" type="audio/mpeg" /><itunes:subtitle>Pre-paid stored value cards that have historically been a rip are beginning to clean up their act. </itunes:subtitle><itunes:summary>Pre-paid stored value cards that have historically been a rip are beginning to clean up their act. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 10.16.09</title><description>A trio of Ponzi schemes have caught Clark's eye. Learn how to steer clear of danger in the investment world. </description><itunes:author /><guid isPermaLink="false">100453441</guid><pubDate>Thu, 22 Oct 2009 10:25:17 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100500241.mp3" length="4134922" /><itunes:duration>00:09:51</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100500241.mp3" fileSize="4134922" type="audio/mpeg" /><itunes:subtitle>A trio of Ponzi schemes have caught Clark's eye. Learn how to steer clear of danger in the investment world. </itunes:subtitle><itunes:summary>A trio of Ponzi schemes have caught Clark's eye. Learn how to steer clear of danger in the investment world. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 10.13.09</title><description>A sophisticated identity theft ring responsible for $1.5 million in thefts has been cracked by federal prosecutors.</description><itunes:author /><guid isPermaLink="false">100448261</guid><pubDate>Fri, 16 Oct 2009 11:54:13 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100494461.mp3" length="3477514" /><itunes:duration>00:08:17</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100494461.mp3" fileSize="3477514" type="audio/mpeg" /><itunes:subtitle>A sophisticated identity theft ring responsible for $1.5 million in thefts has been cracked by federal prosecutors.</itunes:subtitle><itunes:summary>A sophisticated identity theft ring responsible for $1.5 million in thefts has been cracked by federal prosecutors.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 09.29.09</title><description>Flood cars will be hitting the used car market in the coming weeks. Know how to spot a water-damaged vehicle.</description><itunes:author /><guid isPermaLink="false">100430261</guid><pubDate>Wed, 30 Sep 2009 10:18:18 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100474641.mp3" length="4233226" /><itunes:duration>00:10:05</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100474641.mp3" fileSize="4233226" type="audio/mpeg" /><itunes:subtitle>Flood cars will be hitting the used car market in the coming weeks. Know how to spot a water-damaged vehicle.</itunes:subtitle><itunes:summary>Flood cars will be hitting the used car market in the coming weeks. Know how to spot a water-damaged vehicle.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 09.25.09</title><description>Clark cautions entrepreneurs to avoid signing up for or using small business credit cards.</description><itunes:author /><guid isPermaLink="false">100430251</guid><pubDate>Wed, 30 Sep 2009 10:16:04 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100474631.mp3" length="2424842" /><itunes:duration>00:05:46</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100474631.mp3" fileSize="2424842" type="audio/mpeg" /><itunes:subtitle>Clark cautions entrepreneurs to avoid signing up for or using small business credit cards.</itunes:subtitle><itunes:summary>Clark cautions entrepreneurs to avoid signing up for or using small business credit cards.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 09.16.09</title><description>The FTC has filed nearly 400 actions against scammers promising people easy access to their supposed share of the $787 billion stimulus dollars. </description><itunes:author /><guid isPermaLink="false">100417371</guid><pubDate>Thu, 17 Sep 2009 10:33:29 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100460451.mp3" length="806922" /><itunes:duration>00:03:22</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100460451.mp3" fileSize="806922" type="audio/mpeg" /><itunes:subtitle>The FTC has filed nearly 400 actions against scammers promising people easy access to their supposed share of the $787 billion stimulus dollars. </itunes:subtitle><itunes:summary>The FTC has filed nearly 400 actions against scammers promising people easy access to their supposed share of the $787 billion stimulus dollars. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 09.01.09</title><description>Beware of a new Facebook scam involving friends contacting you for emergency money. That's not a friend, it's a hacker!</description><itunes:author /><guid isPermaLink="false">100404391</guid><pubDate>Thu, 03 Sep 2009 12:12:44 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100446121.mp3" length="2426890" /><itunes:duration>00:05:47</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100446121.mp3" fileSize="2426890" type="audio/mpeg" /><itunes:subtitle>Beware of a new Facebook scam involving friends contacting you for emergency money. That's not a friend, it's a hacker!</itunes:subtitle><itunes:summary>Beware of a new Facebook scam involving friends contacting you for emergency money. That's not a friend, it's a hacker!</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 07.31.09 </title><description>Scamsters are pushing supposedly amazing work-at-home opportunities on Twitter and other social-networking sites.</description><itunes:author /><guid isPermaLink="false">100384881</guid><pubDate>Thu, 27 Aug 2009 18:02:35 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100426061.mp3" length="2418698" /><itunes:duration>00:05:46</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100426061.mp3" fileSize="2418698" type="audio/mpeg" /><itunes:subtitle>Scamsters are pushing supposedly amazing work-at-home opportunities on Twitter and other social-networking sites.</itunes:subtitle><itunes:summary>Scamsters are pushing supposedly amazing work-at-home opportunities on Twitter and other social-networking sites.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 07.29.09</title><description>Con artists are posing as credit card fraud investigators on the phone in an effort to steal sensitive account information.</description><itunes:author /><guid isPermaLink="false">100384821</guid><pubDate>Thu, 27 Aug 2009 18:00:39 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100426001.mp3" length="3549194" /><itunes:duration>00:08:27</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100426001.mp3" fileSize="3549194" type="audio/mpeg" /><itunes:subtitle>Con artists are posing as credit card fraud investigators on the phone in an effort to steal sensitive account information.</itunes:subtitle><itunes:summary>Con artists are posing as credit card fraud investigators on the phone in an effort to steal sensitive account information.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 06.23.09</title><description>You won the Jamaican lottery?! Don't fall for it! You have to pay upfront to patriate your winnings to the United States...and there is no such lottery!</description><itunes:author /><guid isPermaLink="false">100384801</guid><pubDate>Thu, 27 Aug 2009 18:00:38 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425981.mp3" length="2985994" /><itunes:duration>00:07:07</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425981.mp3" fileSize="2985994" type="audio/mpeg" /><itunes:subtitle>You won the Jamaican lottery?! Don't fall for it! You have to pay upfront to patriate your winnings to the United States...and there is no such lottery!</itunes:subtitle><itunes:summary>You won the Jamaican lottery?! Don't fall for it! You have to pay upfront to patriate your winnings to the United States...and there is no such lottery!</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 07.17.09</title><description>The SEC cracks down on another free-lunch seminar group selling variable annuities to senior citizens. </description><itunes:author /><guid isPermaLink="false">100384811</guid><pubDate>Thu, 27 Aug 2009 18:00:38 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425991.mp3" length="2451466" /><itunes:duration>00:05:50</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425991.mp3" fileSize="2451466" type="audio/mpeg" /><itunes:subtitle>The SEC cracks down on another free-lunch seminar group selling variable annuities to senior citizens. </itunes:subtitle><itunes:summary>The SEC cracks down on another free-lunch seminar group selling variable annuities to senior citizens. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 06.18.09</title><description>California is cracking down on bogus telemarketing firms that seek donations to help police and firefighters, but then pocket the money themselves.</description><itunes:author /><guid isPermaLink="false">100384761</guid><pubDate>Thu, 27 Aug 2009 17:58:33 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425941.mp3" length="2684938" /><itunes:duration>00:06:24</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425941.mp3" fileSize="2684938" type="audio/mpeg" /><itunes:subtitle>California is cracking down on bogus telemarketing firms that seek donations to help police and firefighters, but then pocket the money themselves.</itunes:subtitle><itunes:summary>California is cracking down on bogus telemarketing firms that seek donations to help police and firefighters, but then pocket the money themselves.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 06.12.09</title><description>Small business owners with unprotected computer networks are at risk of having their bank accounts drained by hackers. </description><itunes:author /><guid isPermaLink="false">100384751</guid><pubDate>Thu, 27 Aug 2009 17:58:32 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425931.mp3" length="3317770" /><itunes:duration>00:07:54</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425931.mp3" fileSize="3317770" type="audio/mpeg" /><itunes:subtitle>Small business owners with unprotected computer networks are at risk of having their bank accounts drained by hackers. </itunes:subtitle><itunes:summary>Small business owners with unprotected computer networks are at risk of having their bank accounts drained by hackers. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 05.28.09</title><description>Some unsavory consumers have come up with a new way to rip off businesses that sell their wares by phone, internet or mail order. It's being called "friendly" fraud. </description><itunes:author /><guid isPermaLink="false">100384741</guid><pubDate>Thu, 27 Aug 2009 17:58:31 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425921.mp3" length="2605066" /><itunes:duration>00:06:12</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425921.mp3" fileSize="2605066" type="audio/mpeg" /><itunes:subtitle>Some unsavory consumers have come up with a new way to rip off businesses that sell their wares by phone, internet or mail order. It's being called "friendly" fraud. </itunes:subtitle><itunes:summary>Some unsavory consumers have come up with a new way to rip off businesses that sell their wares by phone, internet or mail order. It's being called "friendly" fraud. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 05.19.09 </title><description>Are you unemployed? Beware of the scams that want to make a target out of you. </description><itunes:author /><guid isPermaLink="false">100384701</guid><pubDate>Thu, 27 Aug 2009 17:56:35 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425881.mp3" length="2467850" /><itunes:duration>00:05:53</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425881.mp3" fileSize="2467850" type="audio/mpeg" /><itunes:subtitle>Are you unemployed? Beware of the scams that want to make a target out of you. </itunes:subtitle><itunes:summary>Are you unemployed? Beware of the scams that want to make a target out of you. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 05.18.09</title><description>Elderly women who live alone are cautioned to be wary of "woodchucks" -- fake home contractors who gain their confidence and then charge huge amounts of money for unnecessary work.</description><itunes:author /><guid isPermaLink="false">100384691</guid><pubDate>Thu, 27 Aug 2009 17:56:34 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425871.mp3" length="3379210" /><itunes:duration>00:08:03</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425871.mp3" fileSize="3379210" type="audio/mpeg" /><itunes:subtitle>Elderly women who live alone are cautioned to be wary of "woodchucks" -- fake home contractors who gain their confidence and then charge huge amounts of money for unnecessary work.</itunes:subtitle><itunes:summary>Elderly women who live alone are cautioned to be wary of "woodchucks" -- fake home contractors who gain their confidence and then charge huge amounts of money for unnecessary work.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 05.12.09 </title><description>Is there a number on your caller ID or cell phone with a vaguely familiar area code? Don't dial it back -- it could be lure in an international calling scam! </description><itunes:author /><guid isPermaLink="false">100384681</guid><pubDate>Thu, 27 Aug 2009 17:56:33 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425861.mp3" length="3305482" /><itunes:duration>00:07:52</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425861.mp3" fileSize="3305482" type="audio/mpeg" /><itunes:subtitle>Is there a number on your caller ID or cell phone with a vaguely familiar area code? Don't dial it back -- it could be lure in an international calling scam! </itunes:subtitle><itunes:summary>Is there a number on your caller ID or cell phone with a vaguely familiar area code? Don't dial it back -- it could be lure in an international calling scam! </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 05.05.09 </title><description>Swine flu outbreak creates a fertile breeding ground for new rip-offs, while the old Nigerian scams persist.</description><itunes:author /><guid isPermaLink="false">100384641</guid><pubDate>Thu, 27 Aug 2009 17:54:31 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425821.mp3" length="4032522" /><itunes:duration>00:09:36</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425821.mp3" fileSize="4032522" type="audio/mpeg" /><itunes:subtitle>Swine flu outbreak creates a fertile breeding ground for new rip-offs, while the old Nigerian scams persist.</itunes:subtitle><itunes:summary>Swine flu outbreak creates a fertile breeding ground for new rip-offs, while the old Nigerian scams persist.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 05.05.09 </title><description>Is online currency trading a good way to get rich quick? No way, says Clark. </description><itunes:author /><guid isPermaLink="false">100384631</guid><pubDate>Thu, 27 Aug 2009 17:54:31 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425811.mp3" length="2228234" /><itunes:duration>00:05:18</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425811.mp3" fileSize="2228234" type="audio/mpeg" /><itunes:subtitle>Is online currency trading a good way to get rich quick? No way, says Clark. </itunes:subtitle><itunes:summary>Is online currency trading a good way to get rich quick? No way, says Clark. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 05.04.09 </title><description>Beware of fake credit unions offering loans -- if you pay them upfront. </description><itunes:author /><guid isPermaLink="false">100384621</guid><pubDate>Thu, 27 Aug 2009 17:54:30 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425801.mp3" length="2162698" /><itunes:duration>00:05:09</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425801.mp3" fileSize="2162698" type="audio/mpeg" /><itunes:subtitle>Beware of fake credit unions offering loans -- if you pay them upfront. </itunes:subtitle><itunes:summary>Beware of fake credit unions offering loans -- if you pay them upfront. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 05.04.09</title><description>Bogus virus warnings that actually load a virus on your computer when you click on them?! Yes, that's scareware!</description><itunes:author /><guid isPermaLink="false">100384571</guid><pubDate>Thu, 27 Aug 2009 17:52:29 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425751.mp3" length="3332106" /><itunes:duration>00:07:56</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425751.mp3" fileSize="3332106" type="audio/mpeg" /><itunes:subtitle>Bogus virus warnings that actually load a virus on your computer when you click on them?! Yes, that's scareware!</itunes:subtitle><itunes:summary>Bogus virus warnings that actually load a virus on your computer when you click on them?! Yes, that's scareware!</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 04.24.09 </title><description>With much of the nation beginning to warm up, Clark wants to put out a warning about motorists being cheated at the gas pump. </description><itunes:author /><guid isPermaLink="false">100384561</guid><pubDate>Thu, 27 Aug 2009 17:52:28 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425741.mp3" length="2039818" /><itunes:duration>00:04:51</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425741.mp3" fileSize="2039818" type="audio/mpeg" /><itunes:subtitle>With much of the nation beginning to warm up, Clark wants to put out a warning about motorists being cheated at the gas pump. </itunes:subtitle><itunes:summary>With much of the nation beginning to warm up, Clark wants to put out a warning about motorists being cheated at the gas pump. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 04.22.09 </title><description>SmartMoney magazine has compiled a list of 5 hot work-at-home scams of the moment.</description><itunes:author /><guid isPermaLink="false">100384551</guid><pubDate>Thu, 27 Aug 2009 17:52:27 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425731.mp3" length="3172362" /><itunes:duration>00:07:33</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425731.mp3" fileSize="3172362" type="audio/mpeg" /><itunes:subtitle>SmartMoney magazine has compiled a list of 5 hot work-at-home scams of the moment.</itunes:subtitle><itunes:summary>SmartMoney magazine has compiled a list of 5 hot work-at-home scams of the moment.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 04.17.09 </title><description>People who are in financial difficulty with their home are being hit by scamsters holding out the possibility of foreclosure rescue.</description><itunes:author /><guid isPermaLink="false">100384511</guid><pubDate>Thu, 27 Aug 2009 17:50:27 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425691.mp3" length="1986570" /><itunes:duration>00:04:44</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425691.mp3" fileSize="1986570" type="audio/mpeg" /><itunes:subtitle>People who are in financial difficulty with their home are being hit by scamsters holding out the possibility of foreclosure rescue.</itunes:subtitle><itunes:summary>People who are in financial difficulty with their home are being hit by scamsters holding out the possibility of foreclosure rescue.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 04.14.09 </title><description>How many Americans get taken in Internet scams over the course of a year? 100,000? 500,000? A new report suggests it's more than 5 million of us! </description><itunes:author /><guid isPermaLink="false">100384491</guid><pubDate>Thu, 27 Aug 2009 17:50:26 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425671.mp3" length="3508234" /><itunes:duration>00:08:21</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425671.mp3" fileSize="3508234" type="audio/mpeg" /><itunes:subtitle>How many Americans get taken in Internet scams over the course of a year? 100,000? 500,000? A new report suggests it's more than 5 million of us! </itunes:subtitle><itunes:summary>How many Americans get taken in Internet scams over the course of a year? 100,000? 500,000? A new report suggests it's more than 5 million of us! </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 04.16.09 </title><description>Carrying a balance on your credit card? You'll be punished with a higher interest rate to indirectly pay for those who default. </description><itunes:author /><guid isPermaLink="false">100384501</guid><pubDate>Thu, 27 Aug 2009 17:50:26 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425681.mp3" length="3475466" /><itunes:duration>00:08:16</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425681.mp3" fileSize="3475466" type="audio/mpeg" /><itunes:subtitle>Carrying a balance on your credit card? You'll be punished with a higher interest rate to indirectly pay for those who default. </itunes:subtitle><itunes:summary>Carrying a balance on your credit card? You'll be punished with a higher interest rate to indirectly pay for those who default. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 04.13.09</title><description>Another alleged Ponzi scheme takes in $35 million.</description><itunes:author /><guid isPermaLink="false">100384451</guid><pubDate>Thu, 27 Aug 2009 17:48:26 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425631.mp3" length="4704266" /><itunes:duration>00:11:12</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425631.mp3" fileSize="4704266" type="audio/mpeg" /><itunes:subtitle>Another alleged Ponzi scheme takes in $35 million.</itunes:subtitle><itunes:summary>Another alleged Ponzi scheme takes in $35 million.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 03.27.09 </title><description>USA TODAY has done some new research into how the giant monster mega-banks rip you off. </description><itunes:author /><guid isPermaLink="false">100384441</guid><pubDate>Thu, 27 Aug 2009 17:48:26 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425621.mp3" length="4761610" /><itunes:duration>00:11:20</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425621.mp3" fileSize="4761610" type="audio/mpeg" /><itunes:subtitle>USA TODAY has done some new research into how the giant monster mega-banks rip you off. </itunes:subtitle><itunes:summary>USA TODAY has done some new research into how the giant monster mega-banks rip you off. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 03.19.09 </title><description>Radio Shack and AT&amp;T have teamed up to offer a $99 laptop, but there may be more than meets the eye to this offer. </description><itunes:author /><guid isPermaLink="false">100384431</guid><pubDate>Thu, 27 Aug 2009 17:48:25 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425611.mp3" length="2951178" /><itunes:duration>00:07:02</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425611.mp3" fileSize="2951178" type="audio/mpeg" /><itunes:subtitle>Radio Shack and AT&amp;T have teamed up to offer a $99 laptop, but there may be more than meets the eye to this offer. </itunes:subtitle><itunes:summary>Radio Shack and AT&amp;T have teamed up to offer a $99 laptop, but there may be more than meets the eye to this offer. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 03.11.09 </title><description>Crooks are calling up senior citizens and impersonating their adult grandchildren in order to hit them up for money. </description><itunes:author /><guid isPermaLink="false">100384391</guid><pubDate>Thu, 27 Aug 2009 17:46:28 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425571.mp3" length="1789962" /><itunes:duration>00:04:16</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425571.mp3" fileSize="1789962" type="audio/mpeg" /><itunes:subtitle>Crooks are calling up senior citizens and impersonating their adult grandchildren in order to hit them up for money. </itunes:subtitle><itunes:summary>Crooks are calling up senior citizens and impersonating their adult grandchildren in order to hit them up for money. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 02.25.09 </title><description>There's a new warning from the Commodity Futures Trading Commission about an infiltration of Ponzi schemes that they're now seeing.</description><itunes:author /><guid isPermaLink="false">100384371</guid><pubDate>Thu, 27 Aug 2009 17:46:27 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425551.mp3" length="2799626" /><itunes:duration>00:06:40</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425551.mp3" fileSize="2799626" type="audio/mpeg" /><itunes:subtitle>There's a new warning from the Commodity Futures Trading Commission about an infiltration of Ponzi schemes that they're now seeing.</itunes:subtitle><itunes:summary>There's a new warning from the Commodity Futures Trading Commission about an infiltration of Ponzi schemes that they're now seeing.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 03.02.09</title><description>A hedge fund scheme allegedly steals $553 million.</description><itunes:author /><guid isPermaLink="false">100384381</guid><pubDate>Thu, 27 Aug 2009 17:46:27 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425561.mp3" length="4073482" /><itunes:duration>00:09:42</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425561.mp3" fileSize="4073482" type="audio/mpeg" /><itunes:subtitle>A hedge fund scheme allegedly steals $553 million.</itunes:subtitle><itunes:summary>A hedge fund scheme allegedly steals $553 million.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 02.10.09 </title><description>Thinking about turning your old gold jewelry into cash because you saw a compelling TV ad promising handsome returns? Heed Clark's warning before you do so. </description><itunes:author /><guid isPermaLink="false">100384331</guid><pubDate>Thu, 27 Aug 2009 17:44:24 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425511.mp3" length="2328586" /><itunes:duration>00:05:33</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425511.mp3" fileSize="2328586" type="audio/mpeg" /><itunes:subtitle>Thinking about turning your old gold jewelry into cash because you saw a compelling TV ad promising handsome returns? Heed Clark's warning before you do so. </itunes:subtitle><itunes:summary>Thinking about turning your old gold jewelry into cash because you saw a compelling TV ad promising handsome returns? Heed Clark's warning before you do so. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 02.09.09</title><description>All over the country, state governments are letting their citizens down as people who are unemployed are not able to get their compensation.</description><itunes:author /><guid isPermaLink="false">100384321</guid><pubDate>Thu, 27 Aug 2009 17:44:23 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425501.mp3" length="3190794" /><itunes:duration>00:07:36</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425501.mp3" fileSize="3190794" type="audio/mpeg" /><itunes:subtitle>All over the country, state governments are letting their citizens down as people who are unemployed are not able to get their compensation.</itunes:subtitle><itunes:summary>All over the country, state governments are letting their citizens down as people who are unemployed are not able to get their compensation.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 02.05.09</title><description>Clark has a new warning about the online sale of cameras and other electronics.</description><itunes:author /><guid isPermaLink="false">100384311</guid><pubDate>Thu, 27 Aug 2009 17:44:23 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425491.mp3" length="2199562" /><itunes:duration>00:05:14</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425491.mp3" fileSize="2199562" type="audio/mpeg" /><itunes:subtitle>Clark has a new warning about the online sale of cameras and other electronics.</itunes:subtitle><itunes:summary>Clark has a new warning about the online sale of cameras and other electronics.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 01.29.09</title><description>We've all seen the "stop foreclosure now" signs on the side of the road. Clark tells you how the scam works and suggests alternatives if you're facing losing your home. </description><itunes:author /><guid isPermaLink="false">100384271</guid><pubDate>Thu, 27 Aug 2009 17:42:30 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425451.mp3" length="2490378" /><itunes:duration>00:05:56</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425451.mp3" fileSize="2490378" type="audio/mpeg" /><itunes:subtitle>We've all seen the "stop foreclosure now" signs on the side of the road. Clark tells you how the scam works and suggests alternatives if you're facing losing your home. </itunes:subtitle><itunes:summary>We've all seen the "stop foreclosure now" signs on the side of the road. Clark tells you how the scam works and suggests alternatives if you're facing losing your home. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 01.23.09</title><description>An Idaho man is the alleged mastermind behind a new Ponzi scheme. Move over, Bernie Madoff! </description><itunes:author /><guid isPermaLink="false">100384261</guid><pubDate>Thu, 27 Aug 2009 17:42:29 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425441.mp3" length="3149834" /><itunes:duration>00:07:30</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425441.mp3" fileSize="3149834" type="audio/mpeg" /><itunes:subtitle>An Idaho man is the alleged mastermind behind a new Ponzi scheme. Move over, Bernie Madoff! </itunes:subtitle><itunes:summary>An Idaho man is the alleged mastermind behind a new Ponzi scheme. Move over, Bernie Madoff! </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 01.13.09</title><description>Have you seen a suspicious charge for 25 cents on your credit card recently? If so, you're not alone. </description><itunes:author /><guid isPermaLink="false">100384251</guid><pubDate>Thu, 27 Aug 2009 17:42:28 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425431.mp3" length="2777098" /><itunes:duration>00:06:37</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425431.mp3" fileSize="2777098" type="audio/mpeg" /><itunes:subtitle>Have you seen a suspicious charge for 25 cents on your credit card recently? If so, you're not alone. </itunes:subtitle><itunes:summary>Have you seen a suspicious charge for 25 cents on your credit card recently? If so, you're not alone. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 01.13.09</title><description>Clark runs down several hot scams of the moment.</description><itunes:author /><guid isPermaLink="false">100384211</guid><pubDate>Thu, 27 Aug 2009 17:40:28 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425391.mp3" length="2723850" /><itunes:duration>00:06:29</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425391.mp3" fileSize="2723850" type="audio/mpeg" /><itunes:subtitle>Clark runs down several hot scams of the moment.</itunes:subtitle><itunes:summary>Clark runs down several hot scams of the moment.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 01.09.09</title><description>Facebook has become a new breeding ground for get-rich-quick schemes.</description><itunes:author /><guid isPermaLink="false">100384201</guid><pubDate>Thu, 27 Aug 2009 17:40:27 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425381.mp3" length="2746378" /><itunes:duration>00:06:32</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425381.mp3" fileSize="2746378" type="audio/mpeg" /><itunes:subtitle>Facebook has become a new breeding ground for get-rich-quick schemes.</itunes:subtitle><itunes:summary>Facebook has become a new breeding ground for get-rich-quick schemes.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 01.09.09</title><description>Payday lenders offer consumers an easy way to bury themselves under mounds of debt. </description><itunes:author /><guid isPermaLink="false">100384191</guid><pubDate>Thu, 27 Aug 2009 17:40:26 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425371.mp3" length="2629642" /><itunes:duration>00:06:16</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425371.mp3" fileSize="2629642" type="audio/mpeg" /><itunes:subtitle>Payday lenders offer consumers an easy way to bury themselves under mounds of debt. </itunes:subtitle><itunes:summary>Payday lenders offer consumers an easy way to bury themselves under mounds of debt. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - Dec. 16</title><description>Clark discusses Bernie Madoff's $50 billion Ponzi scheme.</description><itunes:author /><guid isPermaLink="false">100384141</guid><pubDate>Thu, 27 Aug 2009 17:38:26 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425321.mp3" length="2928650" /><itunes:duration>00:08:08</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425321.mp3" fileSize="2928650" type="audio/mpeg" /><itunes:subtitle>Clark discusses Bernie Madoff's $50 billion Ponzi scheme.</itunes:subtitle><itunes:summary>Clark discusses Bernie Madoff's $50 billion Ponzi scheme.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - 01.07.09</title><description>Early tax refund loans are one of the biggest rip-offs that can strike your wallet.</description><itunes:author /><guid isPermaLink="false">100384151</guid><pubDate>Thu, 27 Aug 2009 17:38:26 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425331.mp3" length="2072586" /><itunes:duration>00:04:56</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425331.mp3" fileSize="2072586" type="audio/mpeg" /><itunes:subtitle>Early tax refund loans are one of the biggest rip-offs that can strike your wallet.</itunes:subtitle><itunes:summary>Early tax refund loans are one of the biggest rip-offs that can strike your wallet.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - Dec. 11</title><description>Crooks are breaking into foreclosed homes, changing the locks and then posing as bogus landlords and renting them out!</description><itunes:author /><guid isPermaLink="false">100384131</guid><pubDate>Thu, 27 Aug 2009 17:38:25 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425311.mp3" length="1984522" /><itunes:duration>00:05:31</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425311.mp3" fileSize="1984522" type="audio/mpeg" /><itunes:subtitle>Crooks are breaking into foreclosed homes, changing the locks and then posing as bogus landlords and renting them out!</itunes:subtitle><itunes:summary>Crooks are breaking into foreclosed homes, changing the locks and then posing as bogus landlords and renting them out!</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - Nov. 19</title><description>ATM skimming -- where crooks capture your card and PIN info -- has escalated.</description><itunes:author /><guid isPermaLink="false">100384091</guid><pubDate>Thu, 27 Aug 2009 17:36:25 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425271.mp3" length="2207754" /><itunes:duration>00:06:08</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425271.mp3" fileSize="2207754" type="audio/mpeg" /><itunes:subtitle>ATM skimming -- where crooks capture your card and PIN info -- has escalated.</itunes:subtitle><itunes:summary>ATM skimming -- where crooks capture your card and PIN info -- has escalated.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - Oct. 23</title><description>Scamsters have been getting very sophisticated in their phishing attempts following our nation's numerous bank failures. </description><itunes:author /><guid isPermaLink="false">100384071</guid><pubDate>Thu, 27 Aug 2009 17:36:24 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425251.mp3" length="1772278" /><itunes:duration>00:07:23</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425251.mp3" fileSize="1772278" type="audio/mpeg" /><itunes:subtitle>Scamsters have been getting very sophisticated in their phishing attempts following our nation's numerous bank failures. </itunes:subtitle><itunes:summary>Scamsters have been getting very sophisticated in their phishing attempts following our nation's numerous bank failures. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - Oct. 30</title><description>In the wake of this season's hurricanes, you can expect to see flood cars deluging the auto market.</description><itunes:author /><guid isPermaLink="false">100384081</guid><pubDate>Thu, 27 Aug 2009 17:36:24 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425261.mp3" length="1886877" /><itunes:duration>00:05:14</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425261.mp3" fileSize="1886877" type="audio/mpeg" /><itunes:subtitle>In the wake of this season's hurricanes, you can expect to see flood cars deluging the auto market.</itunes:subtitle><itunes:summary>In the wake of this season's hurricanes, you can expect to see flood cars deluging the auto market.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - Oct. 2</title><description>Some insurance salespeople are trying to scare customers away from their existing AIG annuities. That's just plain irresponsible fear-mongering!</description><itunes:author /><guid isPermaLink="false">100384031</guid><pubDate>Thu, 27 Aug 2009 17:34:25 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425211.mp3" length="912914" /><itunes:duration>00:03:48</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425211.mp3" fileSize="912914" type="audio/mpeg" /><itunes:subtitle>Some insurance salespeople are trying to scare customers away from their existing AIG annuities. That's just plain irresponsible fear-mongering!</itunes:subtitle><itunes:summary>Some insurance salespeople are trying to scare customers away from their existing AIG annuities. That's just plain irresponsible fear-mongering!</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - Aug. 21</title><description>Of all the types of fraud, affinity fraud is one that's particularly effective because it hinges on dealing with people who are "like you" -- hence the name.</description><itunes:author /><guid isPermaLink="false">100384021</guid><pubDate>Thu, 27 Aug 2009 17:34:24 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425201.mp3" length="2967722" /><itunes:duration>00:08:15</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425201.mp3" fileSize="2967722" type="audio/mpeg" /><itunes:subtitle>Of all the types of fraud, affinity fraud is one that's particularly effective because it hinges on dealing with people who are "like you" -- hence the name.</itunes:subtitle><itunes:summary>Of all the types of fraud, affinity fraud is one that's particularly effective because it hinges on dealing with people who are "like you" -- hence the name.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - Aug. 14</title><description>There's a controversy brewing over supposedly ultra-safe cash investments that were sold by some of the biggest banks and brokerage houses in the country.</description><itunes:author /><guid isPermaLink="false">100384011</guid><pubDate>Thu, 27 Aug 2009 17:34:23 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425191.mp3" length="3499049" /><itunes:duration>00:09:43</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425191.mp3" fileSize="3499049" type="audio/mpeg" /><itunes:subtitle>There's a controversy brewing over supposedly ultra-safe cash investments that were sold by some of the biggest banks and brokerage houses in the country.</itunes:subtitle><itunes:summary>There's a controversy brewing over supposedly ultra-safe cash investments that were sold by some of the biggest banks and brokerage houses in the country.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - July 15</title><description>According to the FBI, advance-fee loans have roared back into action after years of being off our radars. Business owners and individuals are the typical targets. </description><itunes:author /><guid isPermaLink="false">100383971</guid><pubDate>Thu, 27 Aug 2009 17:32:22 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425151.mp3" length="2169830" /><itunes:duration>00:06:53</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425151.mp3" fileSize="2169830" type="audio/mpeg" /><itunes:subtitle>According to the FBI, advance-fee loans have roared back into action after years of being off our radars. Business owners and individuals are the typical targets. </itunes:subtitle><itunes:summary>According to the FBI, advance-fee loans have roared back into action after years of being off our radars. Business owners and individuals are the typical targets. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - July 7</title><description>You work hard for your money everyday. Make sure your nest egg isn't hatched early by a 401(k) predator. Clark tells you how to protect yourself and your family.</description><itunes:author /><guid isPermaLink="false">100383961</guid><pubDate>Thu, 27 Aug 2009 17:32:22 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425141.mp3" length="2671256" /><itunes:duration>00:08:39</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425141.mp3" fileSize="2671256" type="audio/mpeg" /><itunes:subtitle>You work hard for your money everyday. Make sure your nest egg isn't hatched early by a 401(k) predator. Clark tells you how to protect yourself and your family.</itunes:subtitle><itunes:summary>You work hard for your money everyday. Make sure your nest egg isn't hatched early by a 401(k) predator. Clark tells you how to protect yourself and your family.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - June 25</title><description>During the coming weeks, you're going to hear election year rhetoric about how Congress is rescuing the American homeowner with a foreclosure bailout. But Clark wants you to know the real story.</description><itunes:author /><guid isPermaLink="false">100383951</guid><pubDate>Thu, 27 Aug 2009 17:32:21 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425131.mp3" length="2804210" /><itunes:duration>00:08:46</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425131.mp3" fileSize="2804210" type="audio/mpeg" /><itunes:subtitle>During the coming weeks, you're going to hear election year rhetoric about how Congress is rescuing the American homeowner with a foreclosure bailout. But Clark wants you to know the real story.</itunes:subtitle><itunes:summary>During the coming weeks, you're going to hear election year rhetoric about how Congress is rescuing the American homeowner with a foreclosure bailout. But Clark wants you to know the real story.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert - June 24</title><description>The FTC has a new warning about charity scamsters looking for money to supposedly "help" victims of the Midwest floods. </description><itunes:author /><guid isPermaLink="false">100383911</guid><pubDate>Thu, 27 Aug 2009 17:30:22 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425091.mp3" length="1231446" /><itunes:duration>00:03:52</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425091.mp3" fileSize="1231446" type="audio/mpeg" /><itunes:subtitle>The FTC has a new warning about charity scamsters looking for money to supposedly "help" victims of the Midwest floods. </itunes:subtitle><itunes:summary>The FTC has a new warning about charity scamsters looking for money to supposedly "help" victims of the Midwest floods. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert -- June 6</title><description>There's a sophisticated ruse going on right now where criminals use the triple threat of e-mail, phone calls and text messages to trick you into yielding your account information.</description><itunes:author /><guid isPermaLink="false">100383901</guid><pubDate>Thu, 27 Aug 2009 17:30:22 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425081.mp3" length="1811065" /><itunes:duration>00:05:40</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425081.mp3" fileSize="1811065" type="audio/mpeg" /><itunes:subtitle>There's a sophisticated ruse going on right now where criminals use the triple threat of e-mail, phone calls and text messages to trick you into yielding your account information.</itunes:subtitle><itunes:summary>There's a sophisticated ruse going on right now where criminals use the triple threat of e-mail, phone calls and text messages to trick you into yielding your account information.</itunes:summary></item><item><title>Clark Howard: Rip-Off Alert -- June 4</title><description>The media is filled with stories about desperate people who take out loans on the web with outrageous interest rates. We're talking upwards of 2,000% interest!! </description><itunes:author /><guid isPermaLink="false">100383891</guid><pubDate>Thu, 27 Aug 2009 17:30:21 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425071.mp3" length="2678999" /><itunes:duration>00:07:52</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425071.mp3" fileSize="2678999" type="audio/mpeg" /><itunes:subtitle>The media is filled with stories about desperate people who take out loans on the web with outrageous interest rates. We're talking upwards of 2,000% interest!! </itunes:subtitle><itunes:summary>The media is filled with stories about desperate people who take out loans on the web with outrageous interest rates. We're talking upwards of 2,000% interest!! </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert -- June 4</title><description>AT&amp;T has just settled (and T-Mobile is facing) a lawsuit over 3rd party aggregator charges. </description><itunes:author /><guid isPermaLink="false">100383851</guid><pubDate>Thu, 27 Aug 2009 17:28:26 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425031.mp3" length="1749565" /><itunes:duration>00:05:20</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425031.mp3" fileSize="1749565" type="audio/mpeg" /><itunes:subtitle>AT&amp;T has just settled (and T-Mobile is facing) a lawsuit over 3rd party aggregator charges. </itunes:subtitle><itunes:summary>AT&amp;T has just settled (and T-Mobile is facing) a lawsuit over 3rd party aggregator charges. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert -- May 28</title><description>Get Clark's tips on protecting yourself online against cyber-criminals. </description><itunes:author /><guid isPermaLink="false">100383831</guid><pubDate>Thu, 27 Aug 2009 17:28:25 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425011.mp3" length="2346748" /><itunes:duration>00:07:11</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425011.mp3" fileSize="2346748" type="audio/mpeg" /><itunes:subtitle>Get Clark's tips on protecting yourself online against cyber-criminals. </itunes:subtitle><itunes:summary>Get Clark's tips on protecting yourself online against cyber-criminals. </itunes:summary></item><item><title>Clark Howard: Rip-Off Alert -- June 3</title><description>Campus officials reportedly are getting kickbacks from health insurance companies for steering students towards lame-duck policies. Clark tells you how to avoid the trap.</description><itunes:author /><guid isPermaLink="false">100383841</guid><pubDate>Thu, 27 Aug 2009 17:28:25 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425021.mp3" length="1716600" /><itunes:duration>00:05:19</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_rip_off_100425021.mp3" fileSize="1716600" type="audio/mpeg" /><itunes:subtitle>Campus officials reportedly are getting kickbacks from health insurance companies for steering students towards lame-duck policies. Clark tells you how to avoid the trap.</itunes:subtitle><itunes:summary>Campus officials reportedly are getting kickbacks from health insurance companies for steering students towards lame-duck policies. Clark tells you how to avoid the trap.</itunes:summary></item><media:credit role="author"></media:credit><media:rating>nonadult</media:rating></channel></rss>
