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<?xml-stylesheet type="text/xsl" media="screen" href="/~d/styles/rss2enclosuresfull.xsl"?><?xml-stylesheet type="text/css" media="screen" href="http://feeds.clarkhoward.com/~d/styles/itemcontent.css"?><rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:media="http://search.yahoo.com/mrss/" xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0" version="2.0"><channel><title>The Clark Howard Show</title><link>http://clarkhoward.com</link><description>Clark Howard wants to help you save more, spend less, and avoid getting ripped off. His nationally syndicated radio show takes your calls and delivers the latest consumer news and advice. Download our podcasts, and Get Clark Smart!</description><language>en-ca</language><lastBuildDate>Fri, 20 Nov 2009 20:37:23 -0500</lastBuildDate><itunes:author>Clark Howard</itunes:author><itunes:image href="http://clark.media.streamtheworld.com/video/img/d4dc8561ac4f79c59b087921e51ce3472b3fa4be.jpg" /><itunes:explicit>no</itunes:explicit><docs>http://www.streamtheworld.com</docs><media:thumbnail url="http://clark.media.streamtheworld.com/video/img/d4dc8561ac4f79c59b087921e51ce3472b3fa4be.jpg" /><media:category scheme="http://www.itunes.com/dtds/podcast-1.0.dtd">Education</media:category><itunes:subtitle>Clark Howard wants to help you save more, spend less, and avoid getting ripped off. His nationally syndicated radio show takes your calls and delivers the latest consumer news and advice. Download our podcasts, and Get Clark Smart!</itunes:subtitle><itunes:category text="Education" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" href="http://feeds.clarkhoward.com/TheClarkHowardShowPodcast" type="application/rss+xml" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com" /><item><title>Clark Howard: 11.18.09 - Hour 1</title><description>Topics include: Honeymooners use the power of the web to air Expedia gripe, and Biometric fingerprint locks now available.&#xD;
</description><itunes:author /><guid isPermaLink="false">100478921</guid><pubDate>Wed, 18 Nov 2009 16:06:02 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_111809_100529381.mp3" length="14735294" /><itunes:duration>00:35:05</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_111809_100529381.mp3" fileSize="14735294" type="audio/mpeg" /><itunes:subtitle>Topics include: Honeymooners use the power of the web to air Expedia gripe, and Biometric fingerprint locks now available. </itunes:subtitle><itunes:summary>Topics include: Honeymooners use the power of the web to air Expedia gripe, and Biometric fingerprint locks now available. </itunes:summary></item><item><title>Clark Howard: 11.18.09 - Hour 2</title><description>Topics include: One million strollers recalled over danger of finger loss, and Clark extracts new money lessons from his 17-cent razor story.</description><itunes:author /><guid isPermaLink="false">100478911</guid><pubDate>Wed, 18 Nov 2009 15:53:01 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_111809_100529371.mp3" length="14747545" /><itunes:duration>00:35:07</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_111809_100529371.mp3" fileSize="14747545" type="audio/mpeg" /><itunes:subtitle>Topics include: One million strollers recalled over danger of finger loss, and Clark extracts new money lessons from his 17-cent razor story.</itunes:subtitle><itunes:summary>Topics include: One million strollers recalled over danger of finger loss, and Clark extracts new money lessons from his 17-cent razor story.</itunes:summary></item><item><title>Clark Howard: 11.17.09 - Hour 1</title><description>Topics include: 15 million Americans may face an unexpected tax bill, and New e-commerce site Glyde promises eBay for dummies.</description><itunes:author /><guid isPermaLink="false">100478761</guid><pubDate>Wed, 18 Nov 2009 13:18:08 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_111709_100529201.mp3" length="14692871" /><itunes:duration>00:34:59</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_111709_100529201.mp3" fileSize="14692871" type="audio/mpeg" /><itunes:subtitle>Topics include: 15 million Americans may face an unexpected tax bill, and New e-commerce site Glyde promises eBay for dummies.</itunes:subtitle><itunes:summary>Topics include: 15 million Americans may face an unexpected tax bill, and New e-commerce site Glyde promises eBay for dummies.</itunes:summary></item><item><title>Clark Howard: 11.17.09 - Hour 2</title><description>Topics include: Ground beef recall results after plant stopped E. coli testing, and Monitor your home remotely with self-installed cameras.</description><itunes:author /><guid isPermaLink="false">100478751</guid><pubDate>Wed, 18 Nov 2009 13:15:20 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_111709_100529191.mp3" length="14842631" /><itunes:duration>00:35:20</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_111709_100529191.mp3" fileSize="14842631" type="audio/mpeg" /><itunes:subtitle>Topics include: Ground beef recall results after plant stopped E. coli testing, and Monitor your home remotely with self-installed cameras.</itunes:subtitle><itunes:summary>Topics include: Ground beef recall results after plant stopped E. coli testing, and Monitor your home remotely with self-installed cameras.</itunes:summary></item><item><title>Clark Howard: 11.16.09 - Hour 1</title><description>Topics include: Reduction in credit card solicitations hurting the USPS, and Nissan readies a $2,000 car for the Asian market.</description><itunes:author /><guid isPermaLink="false">100476391</guid><pubDate>Mon, 16 Nov 2009 16:43:00 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_111609_100526451.mp3" length="14729259" /><itunes:duration>00:35:04</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_111609_100526451.mp3" fileSize="14729259" type="audio/mpeg" /><itunes:subtitle>Topics include: Reduction in credit card solicitations hurting the USPS, and Nissan readies a $2,000 car for the Asian market.</itunes:subtitle><itunes:summary>Topics include: Reduction in credit card solicitations hurting the USPS, and Nissan readies a $2,000 car for the Asian market.</itunes:summary></item><item><title>Clark Howard: 11.16.09 - Hour 2</title><description>Topics include: Millionaire tax no solution to closing state budget gaps, and Federal Reserve issues new rules on gift cards.</description><itunes:author /><guid isPermaLink="false">100476381</guid><pubDate>Mon, 16 Nov 2009 16:27:08 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_111609_100526441.mp3" length="14749739" /><itunes:duration>00:35:07</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_111609_100526441.mp3" fileSize="14749739" type="audio/mpeg" /><itunes:subtitle>Topics include: Millionaire tax no solution to closing state budget gaps, and Federal Reserve issues new rules on gift cards.</itunes:subtitle><itunes:summary>Topics include: Millionaire tax no solution to closing state budget gaps, and Federal Reserve issues new rules on gift cards.</itunes:summary></item><item><title>Clark Howard: 11.13.09 - Hour 1</title><description>Topics include: Gently used or new appliances for a song on Craigslist, and Text message reminders to save money actually work.</description><itunes:author /><guid isPermaLink="false">100474681</guid><pubDate>Fri, 13 Nov 2009 16:41:16 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_111309_100524531.mp3" length="14740962" /><itunes:duration>00:35:06</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_111309_100524531.mp3" fileSize="14740962" type="audio/mpeg" /><itunes:subtitle>Topics include: Gently used or new appliances for a song on Craigslist, and Text message reminders to save money actually work.</itunes:subtitle><itunes:summary>Topics include: Gently used or new appliances for a song on Craigslist, and Text message reminders to save money actually work.</itunes:summary></item><item><title>Clark Howard: 11.13.09 - Hour 2</title><description>Topics include: Clark calms fears about his wife's bout with swine flu, and Verizon doing phantom $1.99 charge on wireless accounts?</description><itunes:author /><guid isPermaLink="false">100474651</guid><pubDate>Fri, 13 Nov 2009 16:37:52 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_111309_100524501.mp3" length="14793808" /><itunes:duration>00:35:13</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_111309_100524501.mp3" fileSize="14793808" type="audio/mpeg" /><itunes:subtitle>Topics include: Clark calms fears about his wife's bout with swine flu, and Verizon doing phantom $1.99 charge on wireless accounts?</itunes:subtitle><itunes:summary>Topics include: Clark calms fears about his wife's bout with swine flu, and Verizon doing phantom $1.99 charge on wireless accounts?</itunes:summary></item><item><title>Clark Howard: 11.12.09 - Hour 1</title><description>Topics include: Temp agencies showing more staffing activity, and Extended warranties unnecessary on electronics.</description><itunes:author /><guid isPermaLink="false">100473561</guid><pubDate>Thu, 12 Nov 2009 16:54:06 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_111209_100523321.mp3" length="14757419" /><itunes:duration>00:35:08</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_111209_100523321.mp3" fileSize="14757419" type="audio/mpeg" /><itunes:subtitle>Topics include: Temp agencies showing more staffing activity, and Extended warranties unnecessary on electronics.</itunes:subtitle><itunes:summary>Topics include: Temp agencies showing more staffing activity, and Extended warranties unnecessary on electronics.</itunes:summary></item><item><title>Clark Howard: 11.12.09 - Hour 2</title><description>Topics include: Giant banks being limited on ways they can rip you off, and Airline industry to be re-regulated?</description><itunes:author /><guid isPermaLink="false">100473541</guid><pubDate>Thu, 12 Nov 2009 16:46:51 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_111209_100523301.mp3" length="14802036" /><itunes:duration>00:35:15</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_111209_100523301.mp3" fileSize="14802036" type="audio/mpeg" /><itunes:subtitle>Topics include: Giant banks being limited on ways they can rip you off, and Airline industry to be re-regulated?</itunes:subtitle><itunes:summary>Topics include: Giant banks being limited on ways they can rip you off, and Airline industry to be re-regulated?</itunes:summary></item><item><title>Clark Howard: 11.11.09 - Hour 1</title><description>Topics include: New guide to cheap cell phone plans, and Free service watches your home for mortgage fraud.</description><itunes:author /><guid isPermaLink="false">100472391</guid><pubDate>Wed, 11 Nov 2009 15:39:08 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_111109_100521921.mp3" length="14692505" /><itunes:duration>00:34:59</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_111109_100521921.mp3" fileSize="14692505" type="audio/mpeg" /><itunes:subtitle>Topics include: New guide to cheap cell phone plans, and Free service watches your home for mortgage fraud.</itunes:subtitle><itunes:summary>Topics include: New guide to cheap cell phone plans, and Free service watches your home for mortgage fraud.</itunes:summary></item><item><title>Clark Howard: 11.11.09 - Hour 2</title><description>Topics include: Clark details wife's bout with swine flu, and Black Friday deals starting early this year.</description><itunes:author /><guid isPermaLink="false">100472351</guid><pubDate>Wed, 11 Nov 2009 15:35:16 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_111109_100521881.mp3" length="14732551" /><itunes:duration>00:35:05</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_111109_100521881.mp3" fileSize="14732551" type="audio/mpeg" /><itunes:subtitle>Topics include: Clark details wife's bout with swine flu, and Black Friday deals starting early this year.</itunes:subtitle><itunes:summary>Topics include: Clark details wife's bout with swine flu, and Black Friday deals starting early this year.</itunes:summary></item><item><title>Clark Howard: 11.10.09 - Hour 1</title><description>Topics include: Cyber-thieves continue targeting small businesses, and HELOCs continue being slashed.</description><itunes:author /><guid isPermaLink="false">100470881</guid><pubDate>Tue, 10 Nov 2009 14:00:17 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_111009_100520221.mp3" length="14669282" /><itunes:duration>00:34:56</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_111009_100520221.mp3" fileSize="14669282" type="audio/mpeg" /><itunes:subtitle>Topics include: Cyber-thieves continue targeting small businesses, and HELOCs continue being slashed.</itunes:subtitle><itunes:summary>Topics include: Cyber-thieves continue targeting small businesses, and HELOCs continue being slashed.</itunes:summary></item><item><title>Clark Howard: 11.10.09 - Hour 2</title><description>Topics include: Schwab introduces commission-free ETFs, and Beware of subsidized netbook offers.</description><itunes:author /><guid isPermaLink="false">100470871</guid><pubDate>Tue, 10 Nov 2009 13:57:22 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_111009_100520211.mp3" length="14773876" /><itunes:duration>00:35:11</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_111009_100520211.mp3" fileSize="14773876" type="audio/mpeg" /><itunes:subtitle>Topics include: Schwab introduces commission-free ETFs, and Beware of subsidized netbook offers.</itunes:subtitle><itunes:summary>Topics include: Schwab introduces commission-free ETFs, and Beware of subsidized netbook offers.</itunes:summary></item><item><title>Clark Howard: 11.09.09 - Hour 1</title><description>Topics include: Mortgage modification may not impact credit score -- for now, and The right way to cash out your 401(k).</description><itunes:author /><guid isPermaLink="false">100467591</guid><pubDate>Fri, 06 Nov 2009 15:00:38 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_110909_100516661.mp3" length="14742242" /><itunes:duration>00:35:06</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_110909_100516661.mp3" fileSize="14742242" type="audio/mpeg" /><itunes:subtitle>Topics include: Mortgage modification may not impact credit score -- for now, and The right way to cash out your 401(k).</itunes:subtitle><itunes:summary>Topics include: Mortgage modification may not impact credit score -- for now, and The right way to cash out your 401(k).</itunes:summary></item><item><title>Clark Howard: 11.09.09 - Hour 2</title><description>Topics include: Hands-free texting behind the wheel for free, and Contractors come cheap in a deflated housing market.</description><itunes:author /><guid isPermaLink="false">100467581</guid><pubDate>Fri, 06 Nov 2009 14:58:18 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_110909_100516651.mp3" length="14605648" /><itunes:duration>00:34:47</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_110909_100516651.mp3" fileSize="14605648" type="audio/mpeg" /><itunes:subtitle>Topics include: Hands-free texting behind the wheel for free, and Contractors come cheap in a deflated housing market.</itunes:subtitle><itunes:summary>Topics include: Hands-free texting behind the wheel for free, and Contractors come cheap in a deflated housing market.</itunes:summary></item><item><title>Clark Howard: 11.06.09 - Hour 1</title><description>Topics include: Clark's tips for getting the best holiday travel fares, and Beware of contracts with technology companies.</description><itunes:author /><guid isPermaLink="false">100467551</guid><pubDate>Fri, 06 Nov 2009 14:50:28 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_110609_100516621.mp3" length="14782471" /><itunes:duration>00:35:12</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_110609_100516621.mp3" fileSize="14782471" type="audio/mpeg" /><itunes:subtitle>Topics include: Clark's tips for getting the best holiday travel fares, and Beware of contracts with technology companies.</itunes:subtitle><itunes:summary>Topics include: Clark's tips for getting the best holiday travel fares, and Beware of contracts with technology companies.</itunes:summary></item><item><title>Clark Howard: 11.06.09 - Hour 2</title><description>Topics include: Banks demolishing the credit scores of would-be bidders? and Fancy tires mean extra expenses when replacing.</description><itunes:author /><guid isPermaLink="false">100467541</guid><pubDate>Fri, 06 Nov 2009 14:46:43 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_110609_100516611.mp3" length="14779179" /><itunes:duration>00:35:11</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_110609_100516611.mp3" fileSize="14779179" type="audio/mpeg" /><itunes:subtitle>Topics include: Banks demolishing the credit scores of would-be bidders? and Fancy tires mean extra expenses when replacing.</itunes:subtitle><itunes:summary>Topics include: Banks demolishing the credit scores of would-be bidders? and Fancy tires mean extra expenses when replacing.</itunes:summary></item><item><title>Clark Howard: 11.05.09 - Hour 1</title><description>Topics include: Consumer Reports names most reliable vehicles, and AnnualCreditReport.com offers free credit reports.</description><itunes:author /><guid isPermaLink="false">100466531</guid><pubDate>Thu, 05 Nov 2009 16:30:28 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_110509_100515421.mp3" length="14761808" /><itunes:duration>00:35:09</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_110509_100515421.mp3" fileSize="14761808" type="audio/mpeg" /><itunes:subtitle>Topics include: Consumer Reports names most reliable vehicles, and AnnualCreditReport.com offers free credit reports.</itunes:subtitle><itunes:summary>Topics include: Consumer Reports names most reliable vehicles, and AnnualCreditReport.com offers free credit reports.</itunes:summary></item><item><title>Clark Howard: 11.05.09 - Hour 2</title><description>Topics include: Jobless benefits, homebuyer tax credit extended, and Ford to introduce inflatable seat belt for backseat passengers</description><itunes:author /><guid isPermaLink="false">100466521</guid><pubDate>Thu, 05 Nov 2009 16:27:36 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_110509_100515411.mp3" length="14786678" /><itunes:duration>00:35:12</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_110509_100515411.mp3" fileSize="14786678" type="audio/mpeg" /><itunes:subtitle>Topics include: Jobless benefits, homebuyer tax credit extended, and Ford to introduce inflatable seat belt for backseat passengers</itunes:subtitle><itunes:summary>Topics include: Jobless benefits, homebuyer tax credit extended, and Ford to introduce inflatable seat belt for backseat passengers</itunes:summary></item><item><title>Clark Howard: 11.04.09 - Hour 1</title><description>Topics include: Best jobs in America named by CNNMoney.com, and Understanding how the weakening dollar impacts you.</description><itunes:author /><guid isPermaLink="false">100465131</guid><pubDate>Wed, 04 Nov 2009 17:11:32 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_110409_100513741.mp3" length="14772233" /><itunes:duration>00:35:10</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_110409_100513741.mp3" fileSize="14772233" type="audio/mpeg" /><itunes:subtitle>Topics include: Best jobs in America named by CNNMoney.com, and Understanding how the weakening dollar impacts you.</itunes:subtitle><itunes:summary>Topics include: Best jobs in America named by CNNMoney.com, and Understanding how the weakening dollar impacts you.</itunes:summary></item><item><title>Clark Howard: 11.04.09 - Hour 2</title><description>Topics include: Britain busts up its giant banks, America keeps the status quo, and TABOR initiative shot down in two states.</description><itunes:author /><guid isPermaLink="false">100465101</guid><pubDate>Wed, 04 Nov 2009 16:54:11 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_110409_100513711.mp3" length="14772596" /><itunes:duration>00:35:10</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_110409_100513711.mp3" fileSize="14772596" type="audio/mpeg" /><itunes:subtitle>Topics include: Britain busts up its giant banks, America keeps the status quo, and TABOR initiative shot down in two states.</itunes:subtitle><itunes:summary>Topics include: Britain busts up its giant banks, America keeps the status quo, and TABOR initiative shot down in two states.</itunes:summary></item><item><title>Clark Howard: 11.03.09 - Hour 1</title><description>Topics include: Reducing energy consumption to increase national security, and Apple offers paradigm of American ingenuity.</description><itunes:author /><guid isPermaLink="false">100464121</guid><pubDate>Tue, 03 Nov 2009 15:48:46 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_110309_100512531.mp3" length="14840071" /><itunes:duration>00:35:20</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_110309_100512531.mp3" fileSize="14840071" type="audio/mpeg" /><itunes:subtitle>Topics include: Reducing energy consumption to increase national security, and Apple offers paradigm of American ingenuity.</itunes:subtitle><itunes:summary>Topics include: Reducing energy consumption to increase national security, and Apple offers paradigm of American ingenuity.</itunes:summary></item><item><title>Clark Howard: 11.03.09 - Hour 2</title><description>Topics include: T-Mobile announces $49/month unlimited calling, and Minimize investing expenses with plain vanilla index funds.</description><itunes:author /><guid isPermaLink="false">100464111</guid><pubDate>Tue, 03 Nov 2009 15:45:32 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_110309_100512521.mp3" length="14708414" /><itunes:duration>00:35:01</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_110309_100512521.mp3" fileSize="14708414" type="audio/mpeg" /><itunes:subtitle>Topics include: T-Mobile announces $49/month unlimited calling, and Minimize investing expenses with plain vanilla index funds.</itunes:subtitle><itunes:summary>Topics include: T-Mobile announces $49/month unlimited calling, and Minimize investing expenses with plain vanilla index funds.</itunes:summary></item><item><title>Clark Howard: 11.02.09 - Hour 1</title><description>Topics include: Auto-buyers showing unprecedented decline in brand loyalty, and Thefts at open houses make a return.</description><itunes:author /><guid isPermaLink="false">100464091</guid><pubDate>Tue, 03 Nov 2009 15:35:55 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_110209_100512501.mp3" length="14781008" /><itunes:duration>00:35:12</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_110209_100512501.mp3" fileSize="14781008" type="audio/mpeg" /><itunes:subtitle>Topics include: Auto-buyers showing unprecedented decline in brand loyalty, and Thefts at open houses make a return.</itunes:subtitle><itunes:summary>Topics include: Auto-buyers showing unprecedented decline in brand loyalty, and Thefts at open houses make a return.</itunes:summary></item><item><title>Clark Howard: 11.02.09 - Hour 2</title><description>Topics include: Canning your own food reduces your grocery bill, and Internet use makes you smarter no matter your age.</description><itunes:author /><guid isPermaLink="false">100464081</guid><pubDate>Tue, 03 Nov 2009 15:29:03 -0500</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_110209_100512491.mp3" length="14792896" /><itunes:duration>00:35:13</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_110209_100512491.mp3" fileSize="14792896" type="audio/mpeg" /><itunes:subtitle>Topics include: Canning your own food reduces your grocery bill, and Internet use makes you smarter no matter your age.</itunes:subtitle><itunes:summary>Topics include: Canning your own food reduces your grocery bill, and Internet use makes you smarter no matter your age.</itunes:summary></item><item><title>Clark Howard: 10.30.09 - Hour 1</title><description>Topics include: More Americans adopting voluntary simplicity as a way of life, and Retailers rolling out Christmas in July promotions. (Best of Clark repeat)</description><itunes:author /><guid isPermaLink="false">100460081</guid><pubDate>Thu, 29 Oct 2009 16:46:52 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_103009_100507841.mp3" length="14778631" /><itunes:duration>00:35:11</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_103009_100507841.mp3" fileSize="14778631" type="audio/mpeg" /><itunes:subtitle>Topics include: More Americans adopting voluntary simplicity as a way of life, and Retailers rolling out Christmas in July promotions. (Best of Clark repeat)</itunes:subtitle><itunes:summary>Topics include: More Americans adopting voluntary simplicity as a way of life, and Retailers rolling out Christmas in July promotions. (Best of Clark repeat)</itunes:summary></item><item><title>Clark Howard: 10.30.09 - Hour 2</title><description>Topics include: Costco settles lawsuit over membership renewal practices, and Airlines involved in price-fixing of fuel surcharges. (Best of Clark repeat)</description><itunes:author /><guid isPermaLink="false">100460071</guid><pubDate>Thu, 29 Oct 2009 16:42:16 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_103009_100507831.mp3" length="14729259" /><itunes:duration>00:35:04</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_103009_100507831.mp3" fileSize="14729259" type="audio/mpeg" /><itunes:subtitle>Topics include: Costco settles lawsuit over membership renewal practices, and Airlines involved in price-fixing of fuel surcharges. (Best of Clark repeat)</itunes:subtitle><itunes:summary>Topics include: Costco settles lawsuit over membership renewal practices, and Airlines involved in price-fixing of fuel surcharges. (Best of Clark repeat)</itunes:summary></item><item><title>Clark Howard: 10.29.09 - Hour 1</title><description>Topics include: Clark's tips for getting a better night of sleep, and Your credit report may keep you from getting a job offer. (Best of Clark repeat)</description><itunes:author /><guid isPermaLink="false">100460021</guid><pubDate>Thu, 29 Oct 2009 16:35:19 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_102909_100507781.mp3" length="14807200" /><itunes:duration>00:35:15</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_102909_100507781.mp3" fileSize="14807200" type="audio/mpeg" /><itunes:subtitle>Topics include: Clark's tips for getting a better night of sleep, and Your credit report may keep you from getting a job offer. (Best of Clark repeat)</itunes:subtitle><itunes:summary>Topics include: Clark's tips for getting a better night of sleep, and Your credit report may keep you from getting a job offer. (Best of Clark repeat)</itunes:summary></item><item><title>Clark Howard: 10.29.09 - Hour 2</title><description>Topics include: California experimenting with pay-as-you-drive insurance, and Buy trip insurance from someone other than your trip provider.</description><itunes:author /><guid isPermaLink="false">100460011</guid><pubDate>Thu, 29 Oct 2009 16:32:27 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_102909_100507771.mp3" length="14735490" /><itunes:duration>00:35:05</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_102909_100507771.mp3" fileSize="14735490" type="audio/mpeg" /><itunes:subtitle>Topics include: California experimenting with pay-as-you-drive insurance, and Buy trip insurance from someone other than your trip provider.</itunes:subtitle><itunes:summary>Topics include: California experimenting with pay-as-you-drive insurance, and Buy trip insurance from someone other than your trip provider.</itunes:summary></item><item><title>Clark Howard: 10.28.09 - Hour 1</title><description>Topics include: Employees not eligible for a 401(k) should do a Roth, and Apply for new credit before your existing limits get cut.</description><itunes:author /><guid isPermaLink="false">100459131</guid><pubDate>Wed, 28 Oct 2009 17:03:31 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_102809_100506761.mp3" length="14726882" /><itunes:duration>00:35:04</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_102809_100506761.mp3" fileSize="14726882" type="audio/mpeg" /><itunes:subtitle>Topics include: Employees not eligible for a 401(k) should do a Roth, and Apply for new credit before your existing limits get cut.</itunes:subtitle><itunes:summary>Topics include: Employees not eligible for a 401(k) should do a Roth, and Apply for new credit before your existing limits get cut.</itunes:summary></item><item><title>Clark Howard: 10.28.09 - Hour 2</title><description>Topics include: Look to community colleges to keep tuition expenses down, and  Oakland's experiment with extended parking meter hours fails.</description><itunes:author /><guid isPermaLink="false">100459101</guid><pubDate>Wed, 28 Oct 2009 17:01:23 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_102809_100506731.mp3" length="14734196" /><itunes:duration>00:35:05</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_102809_100506731.mp3" fileSize="14734196" type="audio/mpeg" /><itunes:subtitle>Topics include: Look to community colleges to keep tuition expenses down, and Oakland's experiment with extended parking meter hours fails.</itunes:subtitle><itunes:summary>Topics include: Look to community colleges to keep tuition expenses down, and Oakland's experiment with extended parking meter hours fails.</itunes:summary></item><item><title>Clark Howard: 10.27.09 - Hour 1</title><description>Topics include: Credit freezes are more of a necessity than ever, and FBI warns of scam e-mails about terrorist activity.</description><itunes:author /><guid isPermaLink="false">100458031</guid><pubDate>Tue, 27 Oct 2009 15:50:17 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_102709_100505501.mp3" length="14794539" /><itunes:duration>00:35:13</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_102709_100505501.mp3" fileSize="14794539" type="audio/mpeg" /><itunes:subtitle>Topics include: Credit freezes are more of a necessity than ever, and FBI warns of scam e-mails about terrorist activity.</itunes:subtitle><itunes:summary>Topics include: Credit freezes are more of a necessity than ever, and FBI warns of scam e-mails about terrorist activity.</itunes:summary></item><item><title>Clark Howard: 10.27.09 - Hour 2</title><description>Topics include: Use a kitchen cabinet to assist you in entrepreneurship, and Insurance industry revamping variable annuities.</description><itunes:author /><guid isPermaLink="false">100458021</guid><pubDate>Tue, 27 Oct 2009 15:46:43 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_102709_100505491.mp3" length="14779913" /><itunes:duration>00:35:11</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_102709_100505491.mp3" fileSize="14779913" type="audio/mpeg" /><itunes:subtitle>Topics include: Use a kitchen cabinet to assist you in entrepreneurship, and Insurance industry revamping variable annuities.</itunes:subtitle><itunes:summary>Topics include: Use a kitchen cabinet to assist you in entrepreneurship, and Insurance industry revamping variable annuities.</itunes:summary></item><item><title>Clark Howard: 10.26.09 - Hour 1</title><description>Topics include: Internet ratings may be overinflated, and Consumer Reports names the real deals at dollar stores.</description><itunes:author /><guid isPermaLink="false">100458011</guid><pubDate>Tue, 27 Oct 2009 15:40:43 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_102609_100505481.mp3" length="14761810" /><itunes:duration>00:35:09</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_102609_100505481.mp3" fileSize="14761810" type="audio/mpeg" /><itunes:subtitle>Topics include: Internet ratings may be overinflated, and Consumer Reports names the real deals at dollar stores.</itunes:subtitle><itunes:summary>Topics include: Internet ratings may be overinflated, and Consumer Reports names the real deals at dollar stores.</itunes:summary></item><item><title>Clark Howard: 10.26.09 - Hour 2</title><description>Topics include: Wal-Mart to push popular product categories online, and American Express, Wal-Mart roll out better stored value cards.</description><itunes:author /><guid isPermaLink="false">100458001</guid><pubDate>Tue, 27 Oct 2009 15:37:37 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_102609_100505471.mp3" length="14798196" /><itunes:duration>00:35:14</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_102609_100505471.mp3" fileSize="14798196" type="audio/mpeg" /><itunes:subtitle>Topics include: Wal-Mart to push popular product categories online, and American Express, Wal-Mart roll out better stored value cards.</itunes:subtitle><itunes:summary>Topics include: Wal-Mart to push popular product categories online, and American Express, Wal-Mart roll out better stored value cards.</itunes:summary></item><item><title>Clark Howard: 10.23.09 - Hour 1</title><description>Topics include: Britain ban commissions on investment products, and Bake sales, convenience stores banned by the food police.</description><itunes:author /><guid isPermaLink="false">100455501</guid><pubDate>Fri, 23 Oct 2009 12:44:02 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_102309_100502671.mp3" length="14810448" /><itunes:duration>00:35:16</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_102309_100502671.mp3" fileSize="14810448" type="audio/mpeg" /><itunes:subtitle>Topics include: Britain ban commissions on investment products, and Bake sales, convenience stores banned by the food police.</itunes:subtitle><itunes:summary>Topics include: Britain ban commissions on investment products, and Bake sales, convenience stores banned by the food police.</itunes:summary></item><item><title>Clark Howard: 10.23.09 - Hour 2</title><description>Topics include: Auto insurance ads not all they seem to be, and New wave of gift cards offer bonuses.</description><itunes:author /><guid isPermaLink="false">100455491</guid><pubDate>Fri, 23 Oct 2009 12:41:53 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_102309_100502661.mp3" length="14817031" /><itunes:duration>00:35:17</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_102309_100502661.mp3" fileSize="14817031" type="audio/mpeg" /><itunes:subtitle>Topics include: Auto insurance ads not all they seem to be, and New wave of gift cards offer bonuses.</itunes:subtitle><itunes:summary>Topics include: Auto insurance ads not all they seem to be, and New wave of gift cards offer bonuses.</itunes:summary></item><item><title>Clark Howard: 10.22.09 - Hour 1</title><description>Topics include: Short sales now a viable option for buyers and sellers, and Ponzi scheme highlights the fallacy of low risk, high return.</description><itunes:author /><guid isPermaLink="false">100454171</guid><pubDate>Thu, 22 Oct 2009 16:03:32 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_102209_100501121.mp3" length="14772048" /><itunes:duration>00:35:10</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_102209_100501121.mp3" fileSize="14772048" type="audio/mpeg" /><itunes:subtitle>Topics include: Short sales now a viable option for buyers and sellers, and Ponzi scheme highlights the fallacy of low risk, high return.</itunes:subtitle><itunes:summary>Topics include: Short sales now a viable option for buyers and sellers, and Ponzi scheme highlights the fallacy of low risk, high return.</itunes:summary></item><item><title>Clark Howard: 10.22.09 - Hour 2</title><description>Topics include: More money coming for small business and entrepreneurs, and Clark stresses personal responsibility in avoiding overdrafts.</description><itunes:author /><guid isPermaLink="false">100454151</guid><pubDate>Thu, 22 Oct 2009 15:55:18 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_102209_100501091.mp3" length="14708233" /><itunes:duration>00:35:01</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_102209_100501091.mp3" fileSize="14708233" type="audio/mpeg" /><itunes:subtitle>Topics include: More money coming for small business and entrepreneurs, and Clark stresses personal responsibility in avoiding overdrafts.</itunes:subtitle><itunes:summary>Topics include: More money coming for small business and entrepreneurs, and Clark stresses personal responsibility in avoiding overdrafts.</itunes:summary></item><item><title>Clark Howard: 10.21.09 - Hour 1</title><description>Topics include: Recent college grads move back home because of job market, and Book price war makes hardcover titles cheaper than ever.</description><itunes:author /><guid isPermaLink="false">100452801</guid><pubDate>Wed, 21 Oct 2009 16:08:47 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_102109_100499471.mp3" length="14776071" /><itunes:duration>00:35:11</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_102109_100499471.mp3" fileSize="14776071" type="audio/mpeg" /><itunes:subtitle>Topics include: Recent college grads move back home because of job market, and Book price war makes hardcover titles cheaper than ever.</itunes:subtitle><itunes:summary>Topics include: Recent college grads move back home because of job market, and Book price war makes hardcover titles cheaper than ever.</itunes:summary></item><item><title>Clark Howard: 10.21.09 - Hour 2</title><description>Topics include: Majority of 401(k) holdings have now recovered, and American Cancer Society raising questions about screenings.</description><itunes:author /><guid isPermaLink="false">100452791</guid><pubDate>Wed, 21 Oct 2009 15:52:01 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_102109_100499461.mp3" length="14786128" /><itunes:duration>00:35:12</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_102109_100499461.mp3" fileSize="14786128" type="audio/mpeg" /><itunes:subtitle>Topics include: Majority of 401(k) holdings have now recovered, and American Cancer Society raising questions about screenings.</itunes:subtitle><itunes:summary>Topics include: Majority of 401(k) holdings have now recovered, and American Cancer Society raising questions about screenings.</itunes:summary></item><item><title>Clark Howard: 10.20.09 - Hour 1</title><description>Topics include: Car sales fall off a cliff after Cash for Clunkers, and Dietary supplement advertising claims face new scrutiny.</description><itunes:author /><guid isPermaLink="false">100452781</guid><pubDate>Wed, 21 Oct 2009 15:42:28 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_102009_100499451.mp3" length="14747362" /><itunes:duration>00:35:07</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_102009_100499451.mp3" fileSize="14747362" type="audio/mpeg" /><itunes:subtitle>Topics include: Car sales fall off a cliff after Cash for Clunkers, and Dietary supplement advertising claims face new scrutiny.</itunes:subtitle><itunes:summary>Topics include: Car sales fall off a cliff after Cash for Clunkers, and Dietary supplement advertising claims face new scrutiny.</itunes:summary></item><item><title>Clark Howard: 10.20.09 - Hour 2</title><description>Topics include: CEOs at bailout banks received an average of $400K in perks, and Google Voice privacy leak?</description><itunes:author /><guid isPermaLink="false">100452761</guid><pubDate>Wed, 21 Oct 2009 15:38:07 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_102009_100499431.mp3" length="14829101" /><itunes:duration>00:35:18</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_102009_100499431.mp3" fileSize="14829101" type="audio/mpeg" /><itunes:subtitle>Topics include: CEOs at bailout banks received an average of $400K in perks, and Google Voice privacy leak?</itunes:subtitle><itunes:summary>Topics include: CEOs at bailout banks received an average of $400K in perks, and Google Voice privacy leak?</itunes:summary></item><item><title>Clark Howard: 10.19.09 - Hour 1</title><description>Topics include: New standards affecting celebrity endorsements &amp; blogs, and AT&amp;T allows Skype, still holding out on Google Voice.</description><itunes:author /><guid isPermaLink="false">100448531</guid><pubDate>Fri, 16 Oct 2009 15:08:29 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_101909_100494741.mp3" length="14798562" /><itunes:duration>00:35:14</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_101909_100494741.mp3" fileSize="14798562" type="audio/mpeg" /><itunes:subtitle>Topics include: New standards affecting celebrity endorsements &amp; blogs, and AT&amp;T allows Skype, still holding out on Google Voice.</itunes:subtitle><itunes:summary>Topics include: New standards affecting celebrity endorsements &amp; blogs, and AT&amp;T allows Skype, still holding out on Google Voice.</itunes:summary></item><item><title>Clark Howard: 10.19.09 - Hour 2</title><description>Topics include: Look beyond standard one-year leases to lock in low rents, and Sell your unwanted gold jewelry the Clark Smart way.</description><itunes:author /><guid isPermaLink="false">100448521</guid><pubDate>Fri, 16 Oct 2009 15:05:48 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_101909_100494721.mp3" length="14816482" /><itunes:duration>00:35:17</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_101909_100494721.mp3" fileSize="14816482" type="audio/mpeg" /><itunes:subtitle>Topics include: Look beyond standard one-year leases to lock in low rents, and Sell your unwanted gold jewelry the Clark Smart way.</itunes:subtitle><itunes:summary>Topics include: Look beyond standard one-year leases to lock in low rents, and Sell your unwanted gold jewelry the Clark Smart way.</itunes:summary></item><item><title>Clark Howard: 10.16.09 - Hour 1</title><description>Topics include: Bank of America testing annual fees on some credit cards, and Clark Smart tax credits for energy-efficient home upgrades.</description><itunes:author /><guid isPermaLink="false">100448491</guid><pubDate>Fri, 16 Oct 2009 15:01:16 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_101609_100494691.mp3" length="14723956" /><itunes:duration>00:35:03</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_101609_100494691.mp3" fileSize="14723956" type="audio/mpeg" /><itunes:subtitle>Topics include: Bank of America testing annual fees on some credit cards, and Clark Smart tax credits for energy-efficient home upgrades.</itunes:subtitle><itunes:summary>Topics include: Bank of America testing annual fees on some credit cards, and Clark Smart tax credits for energy-efficient home upgrades.</itunes:summary></item><item><title>Clark Howard: 10.16.09 - Hour 2</title><description>Topics include: Clark applauds Maryland's use of speed cameras, and A trio of Ponzi schemes catch Clark's eye.</description><itunes:author /><guid isPermaLink="false">100448451</guid><pubDate>Fri, 16 Oct 2009 14:54:37 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_101609_100494651.mp3" length="14689947" /><itunes:duration>00:34:59</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_101609_100494651.mp3" fileSize="14689947" type="audio/mpeg" /><itunes:subtitle>Topics include: Clark applauds Maryland's use of speed cameras, and A trio of Ponzi schemes catch Clark's eye.</itunes:subtitle><itunes:summary>Topics include: Clark applauds Maryland's use of speed cameras, and A trio of Ponzi schemes catch Clark's eye.</itunes:summary></item><item><title>Clark Howard: 10.15.09 - Hour 1</title><description>Topics include: Weakening dollar drives up the price of gas, and Mandatory arbitration a national scandal</description><itunes:author /><guid isPermaLink="false">100446981</guid><pubDate>Thu, 15 Oct 2009 15:49:27 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_101509_100493111.mp3" length="14828368" /><itunes:duration>00:35:18</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_101509_100493111.mp3" fileSize="14828368" type="audio/mpeg" /><itunes:subtitle>Topics include: Weakening dollar drives up the price of gas, and Mandatory arbitration a national scandal</itunes:subtitle><itunes:summary>Topics include: Weakening dollar drives up the price of gas, and Mandatory arbitration a national scandal</itunes:summary></item><item><title>Clark Howard: 10.15.09 - Hour 2</title><description>Topics include; Don't be deceived by the Dow topping 10,000, and Foreclosures at new record during last three months.</description><itunes:author /><guid isPermaLink="false">100446961</guid><pubDate>Thu, 15 Oct 2009 15:45:35 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_101509_100493091.mp3" length="14859271" /><itunes:duration>00:35:23</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_101509_100493091.mp3" fileSize="14859271" type="audio/mpeg" /><itunes:subtitle>Topics include; Don't be deceived by the Dow topping 10,000, and Foreclosures at new record during last three months.</itunes:subtitle><itunes:summary>Topics include; Don't be deceived by the Dow topping 10,000, and Foreclosures at new record during last three months.</itunes:summary></item><item><title>Clark Howard: 10.14.09 - Hour 1</title><description>Topics include: Liquor going on discount at restaurants, and Typical ATM fee, monthly checking fee reach new heights.</description><itunes:author /><guid isPermaLink="false">100445651</guid><pubDate>Wed, 14 Oct 2009 16:22:59 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_101409_100491531.mp3" length="14677328" /><itunes:duration>00:34:57</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_101409_100491531.mp3" fileSize="14677328" type="audio/mpeg" /><itunes:subtitle>Topics include: Liquor going on discount at restaurants, and Typical ATM fee, monthly checking fee reach new heights.</itunes:subtitle><itunes:summary>Topics include: Liquor going on discount at restaurants, and Typical ATM fee, monthly checking fee reach new heights.</itunes:summary></item><item><title>Clark Howard: 10.14.09 - Hour 2</title><description>Topics include: Cruise industry pushing World's Largest Cruise Night promo, and Straight Talk expanding; T-Mobile readies Project Black</description><itunes:author /><guid isPermaLink="false">100445641</guid><pubDate>Wed, 14 Oct 2009 16:20:27 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_101409_100491521.mp3" length="14808071" /><itunes:duration>00:35:15</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_101409_100491521.mp3" fileSize="14808071" type="audio/mpeg" /><itunes:subtitle>Topics include: Cruise industry pushing World's Largest Cruise Night promo, and Straight Talk expanding; T-Mobile readies Project Black</itunes:subtitle><itunes:summary>Topics include: Cruise industry pushing World's Largest Cruise Night promo, and Straight Talk expanding; T-Mobile readies Project Black</itunes:summary></item><item><title>Clark Howard: 10.13.09 - Hour 1</title><description>Topics include: Self-service kiosks will be the wave of the future, and Don't be ashamed of unemployment and food stamps.</description><itunes:author /><guid isPermaLink="false">100445631</guid><pubDate>Wed, 14 Oct 2009 16:16:15 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_101309_100491511.mp3" length="14788505" /><itunes:duration>00:35:13</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_101309_100491511.mp3" fileSize="14788505" type="audio/mpeg" /><itunes:subtitle>Topics include: Self-service kiosks will be the wave of the future, and Don't be ashamed of unemployment and food stamps.</itunes:subtitle><itunes:summary>Topics include: Self-service kiosks will be the wave of the future, and Don't be ashamed of unemployment and food stamps.</itunes:summary></item><item><title>Clark Howard: 10.13.09 - Hour 2</title><description>Topics include: Clark on health care reform, and Sophisticated identity theft ring cracked.</description><itunes:author /><guid isPermaLink="false">100445621</guid><pubDate>Wed, 14 Oct 2009 16:07:00 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_101309_100491501.mp3" length="14751385" /><itunes:duration>00:35:07</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_101309_100491501.mp3" fileSize="14751385" type="audio/mpeg" /><itunes:subtitle>Topics include: Clark on health care reform, and Sophisticated identity theft ring cracked.</itunes:subtitle><itunes:summary>Topics include: Clark on health care reform, and Sophisticated identity theft ring cracked.</itunes:summary></item><item><title>Clark Howard: 10.12.09 - Hour 1</title><description>Topics include: Zenni Optical spawns competitors, and Whole Foods experimenting with refusing to accept checks.</description><itunes:author /><guid isPermaLink="false">100444041</guid><pubDate>Tue, 13 Oct 2009 16:46:39 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_101209_100489691.mp3" length="14726334" /><itunes:duration>00:35:04</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_101209_100489691.mp3" fileSize="14726334" type="audio/mpeg" /><itunes:subtitle>Topics include: Zenni Optical spawns competitors, and Whole Foods experimenting with refusing to accept checks.</itunes:subtitle><itunes:summary>Topics include: Zenni Optical spawns competitors, and Whole Foods experimenting with refusing to accept checks.</itunes:summary></item><item><title>Clark Howard: 10.12.09 - Hour 2</title><description>Topics include: Solar shingles, smart appliances help you save green, and Cell phone calls from the air now legal in Europe.</description><itunes:author /><guid isPermaLink="false">100444021</guid><pubDate>Tue, 13 Oct 2009 16:42:02 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_101209_100489671.mp3" length="14833671" /><itunes:duration>00:35:19</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_101209_100489671.mp3" fileSize="14833671" type="audio/mpeg" /><itunes:subtitle>Topics include: Solar shingles, smart appliances help you save green, and Cell phone calls from the air now legal in Europe.</itunes:subtitle><itunes:summary>Topics include: Solar shingles, smart appliances help you save green, and Cell phone calls from the air now legal in Europe.</itunes:summary></item><item><title>Clark Howard: 10.09.09 - Hour 1</title><description>Topics include: Top military brass join Clark for Fort Benning special, and Clark digs into soldiers' financial dilemmas.</description><itunes:author /><guid isPermaLink="false">100442531</guid><pubDate>Mon, 12 Oct 2009 11:01:08 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_100909_100488031.mp3" length="14608394" /><itunes:duration>00:34:47</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_100909_100488031.mp3" fileSize="14608394" type="audio/mpeg" /><itunes:subtitle>Topics include: Top military brass join Clark for Fort Benning special, and Clark digs into soldiers' financial dilemmas.</itunes:subtitle><itunes:summary>Topics include: Top military brass join Clark for Fort Benning special, and Clark digs into soldiers' financial dilemmas.</itunes:summary></item><item><title>Clark Howard: 10.09.09 - Hour 2</title><description>Topics include: HLN's Robin Meade joins Clark for Fort Benning special, and Fort Benning financial counselors name hot button issues.</description><itunes:author /><guid isPermaLink="false">100442521</guid><pubDate>Mon, 12 Oct 2009 10:57:05 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_100909_100488021.mp3" length="14723082" /><itunes:duration>00:35:03</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_100909_100488021.mp3" fileSize="14723082" type="audio/mpeg" /><itunes:subtitle>Topics include: HLN's Robin Meade joins Clark for Fort Benning special, and Fort Benning financial counselors name hot button issues.</itunes:subtitle><itunes:summary>Topics include: HLN's Robin Meade joins Clark for Fort Benning special, and Fort Benning financial counselors name hot button issues.</itunes:summary></item><item><title>Clark Howard: 10.08.09 - Hour 1</title><description>Topics include: Ultra soft toilet paper a hazard to the environment, and Coupon use up by 25 percent.</description><itunes:author /><guid isPermaLink="false">100442511</guid><pubDate>Mon, 12 Oct 2009 10:53:23 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_100809_100488011.mp3" length="14592010" /><itunes:duration>00:34:45</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_100809_100488011.mp3" fileSize="14592010" type="audio/mpeg" /><itunes:subtitle>Topics include: Ultra soft toilet paper a hazard to the environment, and Coupon use up by 25 percent.</itunes:subtitle><itunes:summary>Topics include: Ultra soft toilet paper a hazard to the environment, and Coupon use up by 25 percent.</itunes:summary></item><item><title>Clark Howard: 10.08.09 - Hour 2</title><description>Topics include:  Rate of borrowing drops for seventh consecutive month, and Wells Fargo's double whammy on credit cards, HELOCs.</description><itunes:author /><guid isPermaLink="false">100442501</guid><pubDate>Mon, 12 Oct 2009 10:49:30 -0400</pubDate><enclosure type="audio/mpeg" url="http://clark.media.streamtheworld.com/audio/clark_howard_100809_100488001.mp3" length="14706698" /><itunes:duration>00:35:01</itunes:duration><itunes:explicit>clean</itunes:explicit><media:content url="http://clark.media.streamtheworld.com/audio/clark_howard_100809_100488001.mp3" fileSize="14706698" type="audio/mpeg" /><itunes:subtitle>Topics include: Rate of borrowing drops for seventh consecutive month, and Wells Fargo's double whammy on credit cards, HELOCs.</itunes:subtitle><itunes:summary>Topics include: Rate of borrowing drops for seventh consecutive month, and Wells Fargo's double whammy on credit cards, HELOCs.</itunes:summary></item><media:credit role="author">Clark Howard</media:credit><media:rating>nonadult</media:rating></channel></rss>
